Founders · CFOs · Acquirers · Advisors

Would your numbers
survive diligence?

Earnings-quality issues and working-capital surprises are the most common cause of deal repricing. The Finance Physical™ assesses your financials the way an investment bank's diligence team will — and tells you what to fix before a buyer finds it.

Run the Finance Physical™
20–25 minutes · Free to run · No account required

Six diligence workstreams

Each maps to a moment that determines enterprise value, deal structure, or purchase price in a real transaction.

1Earnings Quality & EBITDA Integrity

Whether reported EBITDA reflects sustainable, recurring operations — the heart of a buyer's quality-of-earnings review.

2Revenue Quality & Concentration

Recurring vs. one-time revenue, customer concentration, contract structure and retention — what drives the multiple.

3Working Capital Management

Cash conversion efficiency and the ability to articulate a normalized working-capital peg — set at closing in a cash-free, debt-free deal.

4Financial Reporting & Close Process

How fast and accurately you can produce financials — a proxy for control strength and integration cost.

5Debt Structure & Capital Obligations

Funded debt, covenants, and off-balance-sheet or related-party obligations — the surprises that complicate a close.

6Finance Function Maturity

Whether the finance function can survive a close and support integration — or needs immediate remediation a buyer will price in.

20–25 minutes · Free

See your financials the way a buyer will.

You get a qualitative Current Assessment and a prioritized action list immediately — no numbers, no account required.

Start the Finance Physical →